Plan your DIY renovation budget, then decide on financing.

The App is designed to help people plan home DIY renovation spending with Reno Calculator, a renovation-budget calculator. It also provides a separate, optional financing-inquiry process for eligible U.S. adults. The App does not itself issue loans.

Reno Calculator calculates a budget for a home DIY renovation from expected project expenses. It adds a contingency buffer for unexpected spending and mistakes, then displays the final estimated project cost.

The toggle changes the contingency buffer that Reno Calculator adds to the project costs. Beginner experience adds a larger reserve for unexpected expenses or mistakes; a more experienced DIY setting uses a smaller reserve. The final budget estimate includes the selected allowance.

No. Renovation budget planning is independent of the optional loan request. Calculating a project estimate does not send an application to Liberty Bank.

Reno Calculator inputs and estimates are stored only on your device. You can edit or delete Reno Calculator data in the App or remove them by deleting the App. Fluxion d.o.o. does not hold copies of these device-only records. Using Reno Calculator does not submit a financing inquiry to Liberty Bank.

Fluxion d.o.o., Slovenia, registered address: Ulica prvoborcev 25 1000, Ljubljana, OSREDNJESLOVENSKA Slovenia. Support: [email protected].

No. Fluxion d.o.o. operates the introductory request interface; Liberty Bank is the lender that independently reviews and makes decisions on referred financing inquiries.

Liberty Bank is the independent lender reviewing authorized financing inquiries. Its direct regulator records are FDIC Certificate 17943 (https://banks.data.fdic.gov/bankfind-suite/bankfind/details/17943) and RSSD 587800 (https://www.ffiec.gov/npw/Institution/Profile/587800). Liberty Bank alone determines any loan offer, APR, fees, repayment terms, approval and funding.

You can use Reno Calculator to plan a DIY renovation budget without requesting credit. If you decide to request financing, choose an amount, complete the separate online form and authorize submission of the inquiry to Liberty Bank.

Adults aged 18 or older in eligible U.S. states. Applicants generally need steady monthly income and an active checking account. Liberty Bank decides on further eligibility and verification requirements.

The financing program covers $100–$2,500 USD. Liberty Bank determines eligibility and any loan offer.

The financing program covers 5.99%–35.99% APR, including applicable fees counted in APR. The maximum is 35.99%. Liberty Bank sets the APR and other terms of any actual offer.

The program covers 61 days to 60 months and excludes loans requiring repayment in full within 60 days. Liberty Bank determines any offered repayment term.

Illustrative example, not a loan offer. On a $1,500 loan at a fixed 18.99% APR over 12 months with no additional fees, monthly amortization and monthly interest rounded to cents give 11 payments of $138.23 and a final payment of $138.22. The total repayment is $1,658.75, including $158.75 interest. For an illustrative January 1, 2027 disbursement, payments would be due February 1, 2027 through January 1, 2028. An actual lender offer must specify the APR, fees, payment amounts, due dates, total payable and repayment terms before acceptance.

Any lender offer must disclose the first payment date and the full schedule before the borrower accepts.

No. Liberty Bank makes its own lending decisions and does not guarantee an offer or funding.

No funding speed or disbursement date is guaranteed by the App.

Liberty Bank may conduct an authorized credit inquiry, including a hard credit check that can affect a credit score.

No. A request does not require acceptance of an offer or signing an agreement.

Yes. Reno Calculator and the introductory financing inquiry are free. Any costs of an accepted loan are disclosed by Liberty Bank separately.

The separate online financing form handles the requested loan amount and the information entered there. Reno Calculator uses renovation-cost inputs and an experience setting to calculate a budget estimate; this does not itself submit a loan inquiry. See Privacy Policy, Sections 2, 4 and 5.

Liberty Bank independently determines any offer, APR, fees, repayment schedule and credit agreement.

AppsFlyer supports app-install attribution and campaign measurement; OneSignal provides optional push notifications. See Privacy Policy, Sections 8 and 11.

Users can manage optional push notifications and ATT-regulated advertising-tracking permission through iOS settings.

You can edit or delete your Reno Calculator data in the App or remove them by deleting the App. Fluxion d.o.o. does not have access to those device-only records. For other information controlled by Fluxion d.o.o., contact [email protected]. Liberty Bank separately handles requests concerning its own banking records.

For App support and privacy, contact [email protected]. For actual loan decisions, terms or repayments, contact Liberty Bank using its official channels.